Todays Success Story: A gentleman came to me this morning requesting information on mortgage rates and advice on what his is planning to do. He said his bank, which he has been with for 20 years, told him they value his business and will give him the ‘special’ discount of 3.39% for 5 years fixed. I just met this person and I gave him 3.25% for 5 years fixed. Does your bank really value your business, or do they value making more money on you instead? Need help? Contact me!
Month: January 2014
Todays Success Story: Today I sat with a couple who had racked up almost $25k in debt from renovations to their home. In a matter of minutes I was able to restructure their debt portfolio by paying off their outstanding balance with the equity in their home saving them almost $800/monthly!! Is it time to save some money? Contact me!
Stuck in a collateral mortgage product? If you didn’t know, anyone who gets a mortgage from TD is automatically put into a collateral charge. There is no option with this and TD is not the only bank doing this. The problem with this is come time to renew, you can’t leave TD without spending at least $1000 bucks in legals. I have great news. I can now switch you out of a TD mortgage on renewal, saving you $$$ and giving you options better than TD or the other banks that try and lock you in without you knowing! Questions? Contact me!!
Couple contacted me last night after being referred to me to look at how they could fix their credit to hopefully qualify for a mortgage by the end of the year. After completing an application on them it was to their delight that I was able to tell them they didn’t have to wait until the end of the year, and could go house shopping now. Sometimes when you think your credit won’t allow you to qualify for a mortgage, you could be wrong. Contact me, let me help!
I had a couple contact me regarding some consolidation. Before Christmas they had accumulated some debt, and after Christmas seemed to add much more to that balance. We looked at their options and utilized the equity in their home to pay off ALL their outstanding debt AND lower their current mortgage rate from 4.25% to 2.60%. They are now saving almost $900/monthly just in payments!!! Now that is a great start to the year. Need help? Contact me!