Todays Success Story: I had a client referred to me by another client of mine who was looking for options. He said his bank (TD) offered him the best rate they could (3.29% for 5 years) and he was curious to see if there were any better options out there. Without hesitation I was able to provide him with 3.09% for 5 years (this mortgage also has lower fee’s & penalties than TD). He quickly realized that being a TD customer for over 10 years doesn’t really matter when it comes rates and $$. Getting a mortgage with a broker will keep money IN your pocket.