6 Jul

Avoid These First-Time Homebuyer Mistakes

General

Posted by: Mike Hattim

As a first-time buyer, I am here to give you some tips on homebuyer mistakes to be on the lookout for so you can avoid them for the best experience possible! Thinking You Don’t Need a Real Estate Agent You might be able to find a house on your own, but there are still many […]

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6 Jul

Changes to the Stress Test and What You Need to Know

General

Posted by: Mike Hattim

As you may have heard, the Bank of Canada recently changed the stress test rules as of June 1, 2021. With these changes, now both insured and uninsured mortgage borrowers will be subject to a stricter stress test when qualifying for their mortgage. The new qualifying rate on uninsured mortgages – where the down payment […]

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2 Jun

Throwing the Perfect Summer BBQ

General

Posted by: Mike Hattim

It’s the season of outdoor parties and a summer BBQ is the perfect way to enjoy time with friends and family! For some tips on how to make this year’s BBQ your best one yet, check out my list below: Set the Mood: String up fairy lights, plug in a radio with some of your […]

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2 Jun

Real Talk: Mortgage Penalties

General

Posted by: Mike Hattim

When it comes to mortgages, it is easy to focus on the rates and your current situation, but the reality is that life happens and when it does, rates won’t be the only thing that matter. At the end of the day, a mortgage is a contract between you (the homeowner) and the bank. As […]

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2 Jun

Building Your Own Home? 5 Things to Consider

General

Posted by: Mike Hattim

Building a house is an exciting adventure and the ultimate way to customize your home. To ensure you have the best experience, I have put together 5 important things to know before getting started. 1. It’s All in the Numbers Whether you are shopping for a pre-built home, or are looking to create your own […]

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3 May

Your Gardening To-Do List

General

Posted by: Mike Hattim

If you are looking to have a garden that is the envy of the neighbourhood, May is a great time to get started on your gardening to-do list. I have put together some helpful tips and ideas for how to get started so your garden shines all summer long! Plant Annuals and Perennials: This is […]

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3 May

Looking to Upsize Your Home?

General

Posted by: Mike Hattim

According to RE/MAX, one of the biggest trends for Canadian homeowners in 2021 are move-up buyers looking to purchase a home that offers more space for them and their families. In fact, this is true for a whopping 29% of Canadians! Unsurprisingly, this demographic is made up mostly of younger Canadians (under 35) with growing […]

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3 May

The Benefit of Rate Holds

General

Posted by: Mike Hattim

The term “rate hold” may be something you are familiar with if you have worked with me in the past. If not, it is a term that all prospective buyers should know! A rate hold is offered by the majority of lenders to clients who are purchasing a new home and need a mortgage. The […]

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2 Mar

Spring Cleaning Tips!

General

Posted by: Mike Hattim

As the sun starts coming back around, it is a great time to scrub those windows and deep clean your home! Here are some tips for a successful Spring cleaning adventure: Create a Playlist: Everything is more fun with a great playlist! Not only is music great therapy but it can make the cleaning process […]

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2 Mar

6 Smart Ways to Cut Your Energy Costs

General

Posted by: Mike Hattim

In the last decade, climate change and energy efficiency have become top of mind for many Canadians. From wanting to do our part by recycling to making our home as energy efficient as possible, there are so many benefits to being environmentally and energy conscious. If you are looking to cut costs or simply want […]

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