ATTENTION BMO CUSTOMERS:

There has been a lot of “talk” about BMO currently offering a 5 year fixed at 2.99%. I am also offering this rate BUT I am not offering the horrible terms and conditions of the BMO mortgage product. Please read the following taken from BMO website:

“During the term of the 5 year low-rate mortgage and in the first 5 years of the 10 year low-rate mortgage, full repayment before maturity can ONLY occur if the property is sold to an unrelated purchaser at fair market value or if the mortgage is refinanced into another BMO mortgage product. For the 10 year low-rate mortgage, the mortgage can be paid off without restriction in the last 5 years of the term. Prepayment charges WILL apply.”

Just to clarify how crazy bank penalties are, please see the comparison chart I made which is located at www.facebook.com/hattimgroup 

Be cautious when banks are offering these specials. They are blinding you by a rate for you to sign into a contract that has you give up ALL your flexibility and negotiating options. But for all of you out there, I will not only match the BMO rate, I will beat it. Contact me for information and questions.