7 Sep

How to Talk to Your Kids about Finances

General

Posted by: Mike Hattim

A vast majority of parents are currently supporting their children (ages 18-35 years) financially, spending an average of$5,623 per year! This is an extensive additional cost that most parents cannot afford. In fact, over 30% of parents are seeing delayed retirement in order to help kids with post-secondary costs and are facing an inability or […]

Read More
7 Sep

Finding Your Perfect Home Type

General

Posted by: Mike Hattim

When it comes to finding your perfect home, there are so many more options for potential homeowners! From a single-family dwelling to a townhouse to a modular home, the choices are seemingly endless. Before you start widening your search, let’s take a look at what makes these home types different – and which one is perfect […]

Read More
7 Sep

5 Approval Roadblocks You Should Know

General

Posted by: Mike Hattim

When buying a home, there is nothing worse than having your mortgage broker or lawyer call and say “there is a problem”. If you have found your dream home and negotiated a fair price, and you have supplied all the documentation to your broker, you probably assume everything is fine. The reality is that your […]

Read More
3 Aug

8 Steps to the Perfect Summer Social!

General

Posted by: Mike Hattim

There’s something magical about summer and no matter where you live in Canada, backyard BBQ season is the perfect opportunity to spend a little time with family and friends. Nothing says party vibes more than food on the grill and summer drinks flowing. Whether you live in a country house, a suburban townhome or a […]

Read More
3 Aug

Alternative Financing and What You Should Know

General

Posted by: Mike Hattim

When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your credit score is damaged in some way and big institutions won’t lend you the money, you’ll find […]

Read More
3 Aug

Get the Scoop on Rental Properties

General

Posted by: Mike Hattim

You might be surprised to learn that you don’t need to be one of the uber rich or make six figures to have a second property. You just need to have knowledge, determination and financial planning! If you are purchasing a secondary property with the intention to rent, here are a few extra things to […]

Read More
6 Jul

Backyard Renovation Ideas!

General

Posted by: Mike Hattim

With summer underway, it might be time to consider a backyard upgrade! These don’t have to be luxurious or expensive, but a couple tweaks can give your yard a facelift and make your outdoor space feel brand new! Check out my backyard renovation ideas below: Reviving Your Deck: You don’t necessarily have to tear it […]

Read More
6 Jul

Avoid These First-Time Homebuyer Mistakes

General

Posted by: Mike Hattim

As a first-time buyer, I am here to give you some tips on homebuyer mistakes to be on the lookout for so you can avoid them for the best experience possible! Thinking You Don’t Need a Real Estate Agent You might be able to find a house on your own, but there are still many […]

Read More
6 Jul

Changes to the Stress Test and What You Need to Know

General

Posted by: Mike Hattim

As you may have heard, the Bank of Canada recently changed the stress test rules as of June 1, 2021. With these changes, now both insured and uninsured mortgage borrowers will be subject to a stricter stress test when qualifying for their mortgage. The new qualifying rate on uninsured mortgages – where the down payment […]

Read More
2 Jun

Throwing the Perfect Summer BBQ

General

Posted by: Mike Hattim

It’s the season of outdoor parties and a summer BBQ is the perfect way to enjoy time with friends and family! For some tips on how to make this year’s BBQ your best one yet, check out my list below: Set the Mood: String up fairy lights, plug in a radio with some of your […]

Read More