Today’s Success Story: Existing clients came to see me this morning looking for advice on how to free up some monthly payment obligations. After reviewing their situation I was able to restructure their mortgage and pay off their outstanding balances on a VISA, Line of Credit and Student Loan which now saves them $582 a […]

Today’s Success Story: In May 2013 an older gentleman sat with me looking to apply for a mortgage after his bank declined him due to damaged credit. His bank gave him NO direction or advice on how to improve his credit and what steps to take. I reviewed his credit with him, told him what […]

Todays Success Story – Client called me this morning and said he just had his offer accepted on a house. He asked me if I could beat the rate of 3.29% that TD gave him….I said yes. He then asked me if I could get it lower than 3.19%…..I said yes. He then asked me […]

Todays Success Story: I had a client referred to me by another client of mine who was looking for options. He said his bank (TD) offered him the best rate they could (3.29% for 5 years) and he was curious to see if there were any better options out there. Without hesitation I was able […]

Todays Success Story: A gentleman came to me this morning requesting information on mortgage rates and advice on what his is planning to do.  He said his bank, which he has been with for 20 years, told him they value his business and will give him the ‘special’ discount of 3.39% for 5 years fixed. […]

Todays Success Story: Today I sat with a couple who had racked up almost $25k in debt from renovations to their home. In a matter of minutes I was able to restructure their debt portfolio by paying off their outstanding balance with the equity in their home saving them almost $800/monthly!! Is it time to […]

Stuck in a collateral mortgage product?  If you didn’t know, anyone who gets a mortgage from TD is automatically put into a collateral charge.  There is no option with this and TD is not the only bank doing this.  The problem with this is come time to renew, you can’t leave TD without spending at […]

Couple contacted me last night after being referred to me to look at how they could fix their credit to hopefully qualify for a mortgage by the end of the year.  After completing an application on them it was to their delight that I was able to tell them they didn’t have to wait until […]

I had a couple contact me regarding some consolidation. Before Christmas they had accumulated some debt, and after Christmas seemed to add much more to that balance. We looked at their options and utilized the equity in their home to pay off ALL their outstanding debt AND lower their current mortgage rate from 4.25% to […]

Todays Success Story: Client came to me yesterday after her meeting with another broker went wrong. This broker advised her that unfortunately she will not be able to qualify for a mortgage for the house she just put an offer on due to her credit. Thankfully she came to me for a second opinion before […]