Renovating your space can be a big project! Before you get started, we have put together a list of the 5 most important things you need to know before you renovate: 1. Know Your End Goal Before starting your renovation, it is important to know what your end goal will be for the project. How […]

It’s easy to get overwhelmed when thinking about your finances, especially if you are saddled with debt. The best way to determine your monthly budget is to start by recording your total monthly income for the family and your total monthly expenses. To make these easier to review, it is ideal to break out your […]

Create a Playlist Everything – including Spring cleaning – is more fun with a great playlist! Not only is music great therapy but it can make the cleaning process go by quicker and make it more enjoyable. Clean One Room at a Time Most people dread Spring cleaning. Everyone likes the aftermath and seeing their […]

Spring is a great time for cleaning out your home and your finances. A part of this for many people includes refinancing your mortgage. There are a variety of reasons to refinance, which can range from wanting to leverage large increases in property value or get equity out of the home for renovations. In some […]

Spring is one of the busiest seasons for retail activity as the good weather gives people lots of time for decluttering, showing the home, garage sales, packing and moving into your new space! Buying a home is an extremely exciting and fulfilling adventure, but before you get started let’s go through some of the most […]

If you are in the market to sell your home this spring, there are a few things you will want to do in order to sell for top dollar. Storage Space Every home-buyer is looking for extra storage space, and we all want to envision our things fitting perfectly into our next home. TIP: Before […]

Moving homes can be triggered by a variety of things, but the most common reason is space…not enough, or perhaps a little too much. At some point, the place you thought was your forever home may not meet your needs any longer. If you are growing your family, perhaps your current digs are bursting at […]

Are you in the market for your first home? Dreaming of a space you can call your own? If you are an eligible first time home-buyer, then contributing to your RRSP(s) before the March 1 deadline can help you increase the funds available for your home purchase. The Home Buyers’ Plan (HBP) is a program […]

1. Close all Curtains during the day and add a liner with cheap thick material for even more insulation. Open them periodically for the greenhouse effect to warm the house. 2. Close Doors when rooms are not in use. This prevents heat transfer in and out of vacant rooms especially if you have baseboard heaters […]

If you’re credit challenged but want to get into the housing market, it can be a tough road. But improving your credit to a point where a lender will give you a chance, is very doable. Basically, what you need to know is a score above 680 puts you in a good position to get […]